ACA VS. AHCA

WHAT IT IS

  • The American Health Care Act (AHCA) is the Republican attempt to replace the Affordable Care Act (ACA) in three phases.
  • The AHCA is a budget reconciliation bill that is apart of the 2017 budget process, meaning it cannot be filibustered in the U.S. Senate.
  • It is a bill that more or less resembles one of the cornerstone arguments of the Trump campaign.

WHY IT MATTERS

It is crucial that people understand the ins and outs of their country’s healthcare system so that they can make the most prudent decision possible regarding their medical care. If the AHCA is passed, low-income Americans would have a more difficult time finding and affording adequate health insurance, and upper class Americans would pay less in taxes. Furthermore, many Americans that rely on Medicaid would have lost coverage if the bill passed. Preexisting conditions will be forced into a “high risk pool”, and could be so costly that individuals will be unable to pay, therefore, losing coverage.

  • WHAT’S THE SAME?

    • Dependents are allowed to remain on their guardians’ plan up to age 26.
    • Insurance companies cannot assign annual or lifetime limits to someone’s health plan.
    • What’s Sort of the Same: There is still a mandate that everyone must be covered. The penalty under the ACA is a $700 annual fine while the ACHA places a surcharge up to 30% the next time you get insurance.
  • WHAT’S DIFFERENT?

    • The AHCA would effectively eliminate expansions to Medicaid. These expansions include covering mental health or addiction.

     

    • The AHCA would get rid of the fines that businesses have to pay if they do not provide their employees with health insurance.

WHERE WE ARE NOW

SOMETHING TO THINK ABOUT

  • Which direction is the American health care system heading in?
  • If the government keeps flip flopping on a key issue, how can the American people be confident that they will receive consistent and reliable healthcare for an extended period of time?